Title insurance for Vacant Land Buyers
Before you purchase land, consider title insurance for your vacant land.
Incorrect boundaries
Cover for example for boundary fences (built prior to your ownership) that extend onto your land and prevent you from accessing part of your land.
Encroaching structures built on your land
Title Insurance for vacant land provides cover in the instance where someone builds a structure on your land without your knowledge or consent.
Planning and zoning
Cover if you cannot use your land as your home because it is not zoned for residential use and this was never disclosed to you prior to settlement.
Errors on property searches and enquiries
Cover for loss caused by errors contained in certain public property searches carried out when you purchased your land.
Adjustment of taxes and various land charges
Cover for unknown and outstanding rates, strata fees, charges and land tax owed by the previous owner and not adjusted correctly by your conveyancing practitioner.
Fraud
Cover for fraud that might result in your land being sold to another owner or a fraudulent mortgage taken against your land.
To find out more, read our Important Information and Policy Wording documents. Caps and exclusions apply.
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Why choose title insurance from First Title for your vacant land?
Protect your vacant land investment and secure peace of mind with title insurance from First Title. With coverage that guards against unforeseen risks, you can confidently move forward knowing your property rights are protected from the start with title insurance for your vacant land purchase.
No Excess
With title insurance for vacant land there is no excess on claims.
One-off Payment
One-off premium covers you for as long as you own the property - so no annual premiums to worry about.
Globally Backed
First Title is part of the international services division of the First American Financial Corporation.
4 years after purchasing, our policyholder received a notice from council stating two large verandas and a shed were illegal. Total cost of claim $48,000.
Get coverOur policyholder obtained a survey and discovered a wall had been built on to their property without their knowledge. Total cost of claim $18,000.
Get coverOur policyholder undertook a survey in preparation to subdivide their property. The survey revealed several encroachments on 3 sides of the property.
Total cost of claim $51,000.
Get cover
Our policyholder undertook a survey in preparation to renovate the property. The survey revealed that both fence lines were not on the true boundaries.
Total cost of claim $12,000.
Get cover
When our policyholder lodged a development application with council, they discovered that the existing garage and carport were built without a permit.
Total cost of claim $100,000.
Get cover
After purchase, our policyholder became responsible for a 36 year old sewerage and building works defect. We accepted the claim and covered the rectification costs: $75,000
Get cover2 years after purchasing their property, our policyholder received a notice from council advising that the granny flat and double carport were constructed without approval
Get coverAfter settling their property, our policyholder in QLD was made aware that their backyard shed never received final building approval. Council issued a notice to rectify. Total cost of claim $30,000.
Get cover4 years after purchasing, our policyholder received a notice from council stating two large verandas and a shed were illegal. Total cost of claim $48,000.
Get coverOur policyholder obtained a survey and discovered a wall had been built on to their property without their knowledge. Total cost of claim $18,000.
Get coverOur policyholder undertook a survey in preparation to subdivide their property. The survey revealed several encroachments on 3 sides of the property.
Total cost of claim $51,000.
Get cover
Our policyholder undertook a survey in preparation to renovate the property. The survey revealed that both fence lines were not on the true boundaries.
Total cost of claim $12,000.
Get cover
When our policyholder lodged a development application with council, they discovered that the existing garage and carport were built without a permit.
Total cost of claim $100,000.
Get cover
After purchase, our policyholder became responsible for a 36 year old sewerage and building works defect. We accepted the claim and covered the rectification costs: $75,000
Get cover2 years after purchasing their property, our policyholder received a notice from council advising that the granny flat and double carport were constructed without approval
Get coverAfter settling their property, our policyholder in QLD was made aware that their backyard shed never received final building approval. Council issued a notice to rectify. Total cost of claim $30,000.
Get cover
Don’t just take our word for it
“First Title assisted us every step of the way and made sure the financial stress of fixing our boundary issues was kept to an absolute minimum!”
Tim and Linda, WA
Don’t just take our word for it
“More than 5 years after purchasing our first home we were informed by our local council of 4 illegal builds/structures on our property. If it wasn’t for our Title Insurance Policy we would have never been able to afford the repairs to our home and most likely have to demolish a large portion of it. First Title supported and guided us through every step of our claim, making a quite overwhelming situation a lot easier. Thank you First Title.”
Ashleigh Clarkson, VIC
Don’t just take our word for it
“My First Title coverage paid for itself, and then some, within the first several weeks of settlement. Some bills associated with the property were not paid by the previous owner, which slipped through the cracks when solicitors did their due diligence. It would have cost me over $2,000 but everything was covered by First Title in a timely manner. I highly recommend them.”
Helen, Narooma, NSW
Don’t just take our word for it
“First Title assisted us every step of the way and made sure the financial stress of fixing our boundary issues was kept to an absolute minimum!”
Tim and Linda, WA
Don’t just take our word for it
“More than 5 years after purchasing our first home we were informed by our local council of 4 illegal builds/structures on our property. If it wasn’t for our Title Insurance Policy we would have never been able to afford the repairs to our home and most likely have to demolish a large portion of it. First Title supported and guided us through every step of our claim, making a quite overwhelming situation a lot easier. Thank you First Title.”
Ashleigh Clarkson, VIC
Don’t just take our word for it
“My First Title coverage paid for itself, and then some, within the first several weeks of settlement. Some bills associated with the property were not paid by the previous owner, which slipped through the cracks when solicitors did their due diligence. It would have cost me over $2,000 but everything was covered by First Title in a timely manner. I highly recommend them.”
Helen, Narooma, NSW
Don’t just take our word for it
“First Title assisted us every step of the way and made sure the financial stress of fixing our boundary issues was kept to an absolute minimum!”
Tim and Linda, WA
