We want you to know your privacy is important to us and we are serious about protecting your personal information.
Part 1 of this Privacy Policy tells you how First Title and FMS (together, "we" or "us") collect and hold your personal information, what we use your personal information for and who we disclose your personal information to. It also contains information about how you can seek access to and the correction of the personal information we hold about you and how you can lodge a complaint about a breach of the Australian Privacy Principles.
In Part 2 of this Privacy Policy, we set out how FMS manages credit information and credit eligibility information it holds about you.
Why do we collect, hold, use and disclose your personal information To enable First Title to provide title insurance services and for FMS to provide mortgage processing and loan servicing services to you or your lender, we need to collect personal information about you or have other parties collect it on our behalf. Your lender, mortgage broker, legal representative/conveyancer or agent may disclose personal information about you to us in order to provide you or your lender with requested products and services.
The personal information we collect about you from your lender, the existing lender (where there is a refinance), your broker, your agent, your legal representative/conveyancer or you directly will only be relevant to the business relationship we have with you or your lender or representative and will be used to provide you or your lender or representative with title insurance and mortgage processing and loan servicing services.
The reason First Title collects, holds, uses and discloses your personal information is:
The kind of personal information First Title collects and holds about you includes, but may not be limited to:
any other information we think is necessary to do business with you. The kind of personal information FMS collects and holds about you includes, but may not be limited to: