Unapproved building works

Cover to repair or demolish any unknown unapproved building works such as tenant fit-outs, barns or mezzanines where your local council issues an order to do so.

Encroaching structures built on your land

Cover where someone builds a structure (other than a boundary wall or fence) on your land without your knowledge or consent.

Taxes, charges and levies

Cover for outstanding rates, land tax, trade waste charges or parking space levies charged to your land and unknown by you due to an error by your conveyancing practitioner.

Legal right of access

Cover where you do not have a legal right of access to and from the property either on foot or by vehicle.

Competing interest claims

Cover where someone claims a legal right to use all or part of your land, such as the right to occupy or have access to your land, and you were not aware of the legal right claimed.

No Excess

No excess on claims.

One-off Payment

One-off premium covers you for as long as you own the property - so no annual premiums to worry about.

Globally Backed

First Title is part of the international services division of the First American Financial Corporation.

When our policyholder lodged a development application with council, they discovered that the existing garage and carport were built without a permit.
Total cost of claim $100,000.

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After purchase, our policyholder became responsible for a 36 year old sewerage and building works defect. We accepted the claim and covered the rectification costs: $75,000.

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Our policyholder undertook a survey in preparation to renovate the property. The survey revealed that both fence lines were not on the true boundaries.
Total cost of claim $12,000.

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2 years after purchasing their property, our policyholder received a notice from council advising that the granny flat and double carport were constructed without approval.

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After settling their property, our policyholder in QLD was made aware that their backyard shed never received final building approval. Council issued a notice to rectify. Total cost of claim $30,000.

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4 years after purchasing, our policyholder received a notice from council stating two large verandas and a shed were illegal. Total cost of claim $48,000.

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Our policyholder obtained a survey and discovered a wall had been built on to their property without their knowledge. Total cost of claim $18,000.

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Our policyholder undertook a survey in preparation to subdivide their property. The survey revealed several encroachments on 3 sides of the property.
Total cost of claim $51,000.

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Don’t just take our word for it

“My First Title coverage paid for itself, and then some, within the first several weeks of settlement. Some bills associated with the property were not paid by the previous owner, which slipped through the cracks when solicitors did their due diligence. It would have cost me over $2,000 but everything was covered by First Title in a timely manner. I highly recommend them.”

Helen, Narooma, NSW

Don’t just take our word for it

“First Title assisted us every step of the way and made sure the financial stress of fixing our boundary issues was kept to an absolute minimum!”

Tim and Linda, WA

Don’t just take our word for it

“More than 5 years after purchasing our first home we were informed by our local council of 4 illegal builds/structures on our property. If it wasn’t for our Title Insurance Policy we would have never been able to afford the repairs to our home and most likely have to demolish a large portion of it. First Title supported and guided us through every step of our claim, making a quite overwhelming situation a lot easier. Thank you First Title.”

Ashleigh Clarkson, VIC