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What is title insurance?

Protect your greatest asset from a range of property ownership risks with one affordable payment.

Safeguard your property from unknown potential risks.

Buying property is exciting, but it’s also a serious undertaking that comes with risks. Title insurance is a simple policy that could protect you from unknown property ownership risks that threaten your right to occupy and use your land. Read our Important Information and Policy Wording documents for details of title insurance cover, conditions and exclusions.

Want more information on what Title Insurance is?

Watch our video below about 'what is title insurance?' And then if you have some further questions, you can get in touch with us.

What are our types of Title Insurance?

We offer the following policies:

Buying Residential Property?

See what we cover

Buying Strata Property?

See what we cover

Buying Vacant Land?

See what we cover

Buying Commercial Property?

See what we cover

Buying Rural-Residential Property?

See what we cover

Watch how Title Insurance can save you thousands

FAQs

Can't find what you're looking for?
Contact us or call us on 1300 362 178.

Title insurance provides cover for a range of protections including:

  1. Illegal building works: title insurance provides cover for any structures or renovations built by previous owners without council approval. See the Policy for more details including applicable cap and conditions.
  2. Incorrect boundary: title insurance provides cover for boundary issues such as structures that have not been built on the true boundary. 
  3. Fraud or forgery: title insurance provides cover for fraud (at the time of purchase or anytime during ownership)
  4. Other property ownership risks – more details.
Title insurance does not cover;
  • The same items as a home and contents insurance policy. For example, property damage as a result of flooding, storm, fire, pests and vandalism.
  • Risks which you create, allow or agree to.
  • Risks that do not cause you a loss.
The one-off payment protects you for as long as you own the property. Policy premiums vary, including according to property location and property price and, see our Important Information and Policy Wording documents for detail or you can get a quote here.

Read our policy carefully and if you decide to proceed, click the Get Cover button and follow the prompts.

Yes. Read our Existing policy carefully. If you decide to proceed, click the Get Cover button and follow the prompts.

No. Undertaking a pest and building inspection is part of the conveyancing due diligence process.

Title insurance does not replace the need to undertake the pest and building inspection. However, pest and building inspections do not always identify unapproved building works. It’s important to disclose any unapproved building works report issues identified in the pest and building report when ordering title insurance.

We offer the following policies to new purchasers and existing owners of:

  • Residential property
  • Strata property
  • Vacant land
  • Commercial property (not available to existing commercial property owners) 
  • Rural-residential property
See our Important Information and Policy Wording documents for more details of each policy. 

Title insurance does not expire and protects the property owner (including any beneficiary to whom the title is transferred to after the property owner's death) until it is sold to somebody else.

This document can be found in your contract for sale, look for the following text in the heading:

  • NSW – New South Wales Land Registry Services - Title Search 
  • VIC – Register Search Statement - Volume **** Folio ***
  • QLD – Current Title Search
  • SA – Certificate of Title - Volume **** Folio ***
  • WA – Record of Certificate of Title
  • TAS – Result of Search - Recorder of Titles
  • ACT – Australian Capital Territory - Title Search
  • NT – Search Certificate
Your Title Search should show the Volume and Folio number. 
We require the following pages of the vendor executed contract:
  • NSW – Please provide the front page of your contract for sale
  • VIC – Please provide the first 3 pages of your contract for sale
  • QLD – Please provide the first 6 pages of your contract for sale
  • SA – Please provide the first 2 pages plus the execution page of your contract for sale
  • WA – Please provide the first 2 pages of your contract for sale
  • TAS - Please provide the first 6 pages of your contract for sale
  • ACT – Please provide the front page of your contract for sale
  • NT - Please provide the front page of your contract for sale