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Title insurance for lenders

Since 1996, we’ve provided lenders with title insurance for hundreds of thousands of residential and commercial mortgage transactions in Australia and New Zealand.

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Our lender products

Our products and services include title insurance programs for a range of property types and mortgage lending processing models.

FASTRefi®

The FASTRefi®  service benefits lenders and borrowers by reducing settlement timeframes, providing certainty of funding date and improving the borrower’s mortgage fulfilment experience.

FASTRefi®  enables an 'unattended' refinance settlement to occur more seamlessly because settlement can proceed the same day mortgage and loan documents are returned to you for certification and funding.

BORROWERS CAN ACCESS A REDUCED INTEREST COST

FASTRefi® allows customers to access their new interest rate faster than a standard refinance.

MANAGE EXPECTATIONS ON SETTLEMENT DATES

FASTRefi® loans can be funded as soon as the mortgage documents are correctly completed, signed and returned.

ACCESS TO SURPLUS FUNDS STRAIGHT AWAY

Surplus funds are provided to the borrower as soon as the loan is funded – straight after mortgage documents are returned to the lender correctly, completed and signed.
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Residential Loan Protection Policy

Helps to protect against the unenforceability of the mortgage. Conditions and exclusions apply.

FASTREFI®

FASTRefi® enables an 'unattended' refinance settlement to occur more seamlessly because settlement can proceed the same day mortgage and loan documents are returned to you for certification and funding.

COVER FOR UNAUTHORISED OR ILLEGAL STRUCTURES

Which can jeopardise recovery efforts when you are acting as Mortgagee in Possession.

COVER FOR IDENTITY AND TITLE FRAUD

Plus, client forgery, misdescriptions, prior registered interests and more.

PROTECTION AGAINST UNENFORCEABILITY OF THE MORTGAGE

If your mortgage is unenforceable or challenged.

RECOURSE IF YOU FAIL TO OBTAIN PRIORITY WITH MORTGAGE REGISTRATION

Includes cover for other mortgages, outstanding tax liabilities and caveats which are not registered prior to settlement.
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Commercial Mortgage Lenders Policy

Title insurance coverage for commercial mortgage transactions. Conditions and exclusions apply.

COVER FOR UNAUTHORISED OR ILLEGAL STRUCTURES

Which can jeopardise recovery efforts when you are acting as Mortgagee in Possession.

COVER FOR IDENTITY AND TITLE FRAUD

Plus, client forgery, misdescriptions, prior registered interests and more.

PROTECTION AGAINST UNENFORCEABILITY OF THE MORTGAGE

If your mortgage is unenforceable or challenged.

RECOURSE IF YOU FAIL TO OBTAIN PRIORITY WITH MORTGAGE REGISTRATION

Includes cover for other mortgages, outstanding tax liabilities and caveats which are not registered prior to settlement.

SUPPORTED GLOBALLY

We’re backed by the financial strength and stability of our parent company, The First American Financial Corporation.
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Title Insurance for New Zealand Lenders

We offer FASTRefi and Residential Loan Protection Policies to New Zealand lenders. Speak to us today about our coverage.

New Zealand - overseas policyholder preference

First Title is a licensed general insurer in New Zealand under the auspices of the Reserve Bank of New Zealand. Please note for New Zealand claims an overseas policyholder preference applies. Under Australia law, in the event of First American Title Insurance Company of Australia Pty Limited being, wound up, its Australian assets must be applied to its Australian liabilities before New Zealand liabilities. Therefore New Zealand claimants would be required to wait until all Australian claims against First American Title Insurance Company of Australia Pty Limited had been settled.

Solvency disclosure and financial strength information can be accessed here

A First Title policy protects you against the unenforceability of your interest in the property

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