Title insurance for home buyers
Properties come in all sorts of shapes and sizes. A one-off premium could protect you from certain unknown issues that may be revealed after your property purchase.
The benefits of title insurance
Protect your greatest asset with one affordable one-off payment. Read our Important Information and Policy Wording documents for details of cover, conditions and exclusions.
Avoid costly property ownership risks
One policy covers unknown and unapproved building works plus 20 other property ownership risks. Subject to a cap.
Affordable one-off premium
There aren’t any annual or recurring fees – this one-time premium activates the policy for as long as you own the property.
NO EXCESS IN THE EVENT OF A CLAIM
We don’t charge fees when you lodge a claim.
6 common property ownership risks
Whether you’re a new or existing homeowner, an investment or a commercial property owner, check out how we could cover you against these types of risks. A First Title policy could protect you against:
ILLEGAL STRUCTURES
Title insurance could cover you for building works or renovations of a previous owner without the required council approval, examples include decks, pergolas or carports.
INCORRECT BOUNDARIES
Title insurance provides cover for boundary issues and structures that have not been built within the true boundary.
ENCROACHING STRUCTURES
Title insurance could provide cover if someone builds a structure on your land without your knowledge or consent.
PLANNING AND ZONING LAWS
Title insurance could provide cover if you can’t use or live in your property because it is not zoned residential.
Wrongly calculated rates and land tax
Even an expert conveyancer or solicitor can make a mistake. For example you could be covered if they get your rates, land tax or strata levies wrong.
IDENTITY THEFT AND FRAUD
Title insurance could provide cover for fraud that might result in your land being sold to another owner or a fraudulent mortgage taken against your land.
What are the types of Title Insurance?
We offer the following policies:
Buying Residential Property?
See what we coverBuying Strata Property?
See what we coverBuying Vacant Land?
See what we coverAlready own Residential Property?
See what we coverBuying Commercial Property?
See what we coverBuying Rural-Residential Property?
See what we coverDon’t just take our word for it
“My First Title coverage paid for itself, and then some, within the first several weeks of settlement. Some bills associated with the property were not paid by the previous owner, which slipped through the cracks when solicitors did their due diligence. It would have cost me over $2,000 but everything was covered by First Title in a timely manner. I highly recommend them.”
Helen, Narooma, NSW
Don’t just take our word for it
“First Title assisted us every step of the way and made sure the financial stress of fixing our boundary issues was kept to an absolute minimum!”
Tim and Linda, WA
Don’t just take our word for it
“More than 5 years after purchasing our first home we were informed by our local council of 4 illegal builds/structures on our property. If it wasn’t for our Title Insurance Policy we would have never been able to afford the repairs to our home and most likely have to demolish a large portion of it. First Title supported and guided us through every step of our claim, making a quite overwhelming situation a lot easier. Thank you First Title.”
Ashleigh and Dean, VIC