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Protect your greatest investment with
First Title

Properties come in many shapes and sizes: houses; units; townhouses; and vacant land. They’re all unique but share one thing in common, a “Title”. Even though you have a great conveyancer there may still be hidden issues with the property.

What are some of the hidden issues?

  1. Do it yourself (D.I.Y) renovations that have not been approved by council. Australia’s obsession with renovation has fuelled this risk in recent years. The last thing you need after an expensive property purchase is a letter from council demanding rectification works on your property.

  2. Structures encroaching across a property boundary. The majority of conveyancing transactions are completed without a survey report because they are expensive.

  3. Fraudsters are getting smarter at separating people from their money. What options do you have if someone mortgages or sells your property without your knowledge?

How can First Title help?

First Title provides cost effective title insurance coverage. With our title insurance policy you can buy your home and then move in with additional peace of mind, knowing that you have protection for one of your greatest investments.

Illegal building works
Title insurance provides cover for certain structures or renovations built by previous owners without council approval up to $160k.

Incorrect boundary / encroachments
Title insurance provides cover for boundary issues and structures that have not been built within the true boundary.

Errors on property searches & enquiries
Title insurance provides cover for loss caused by errors contained in certain public property searches, such as outstanding rates, charges and land tax payable.

Fraud or forgery
Title insurance provides cover for fraud (at the time of purchase or anytime during ownership).

Real life claim examples

None of these issues were identified when our customers bought their property. They were faced with these expensive issues after they completed their purchase.

$15k paid for encroachments identified in survey
After purchasing a home, our customer identified via a survey report that the neighbour’s wall, eaves and awnings were encroaching on their land. First Title covered the cost to register a boundary realignment on title and compensated the client for their land loss. 
Total payout $15,000.

$60k paid for removal of the septic tank which had been installed without council approval
After settlement of their home, our customer was issued a notice by council stating that the septic tank had been installed without approval. First Title paid for pumping out and cleansing of old septic tank and the design and installation of a new septic tank with required approvals. 
Total payout $60,800.

$1,370 paid for outstanding water rates
Shortly after settlement, our customer was notified that the water rates were not adjusted for at settlement. First Title paid the outstanding water rates to our customer. 
Total payout $1,370.

Get a quote or request title insurance cover with First Title today.